and get ready for obama care. what you need to know as some key provisions kick in. >>> it was terrifying moments at a phoenix bank. workers arrived to find one of their co-workers with a device around her neck, but the device was harmless. she was taken hostage the night before and held against her will overnight. police say the man who did it took her to the bank this morning and left her there. he remains at large. >>> pilot error is suspected it in a jet crash that killed four people at russia's third busiest airport. four others were badly hurt. the red wings airliner slid off the runway at the airport just outside moscow. the plane landing partly on a highway before breaking into pieces and catching fire. officials say there were only eight people on board because the jet was returning home from the czech republic with no passengers. i'm marianne rafferty. now back to "the journal, editorial report." for the latest news log on to fox news.com.o >>> welcome back to this special edition of "the journal editori